Posts Tagged ‘buying’

Travelling with children in a car is not that easy though being around them is a great pleasure. As we all know kids are very restless and naughty too and it is pretty difficult to maintain them. Children make fun, fiddle with the cars whole running with out are not aware of the risk factor involved with driving and continue with their activities or prank which in turn disturb the driving.

It is really difficult to care of a child and also difficult to focus on driving. Kids in car demand greater responsibility. The danger factor adds up particularly during long journey. Inside the car they take the full freedom to move freely snooping into car interiors, distracting the driver.

It is because of all these reasons it becomes highly important to keep the kids engaged so that you are distracted while driving. The finest way out is to always fill the car with the kid’s accessories that will help to keep the kids busy and one can have a safe driving too. There are several types of car accessories for kids in the market that can usually lessen, if not completely eliminate, the root of all such harmless frustration.

It is not necessary that these car accessories will totally put an end to child’s naughty act but it can be reduced to a certain amount. But for the first timers there will always confusion as what accessory to buy? The primary thing to keep in mind it should not be a noise maker but something that will interest the child.

· The most important thing to keep in mind before shopping for the accessory is to give importance to the senses. Buy the accessory according to the child’s choice rather. Think from your child’s side an you will get the perfect picture of what you want. Hit their senses, be it visual or oral as long as the child is usually fascinated by something that connects their ears and eyes.

· The additional aspect to taken care is the portability side as children are usually impatient in nature. Usually, kids get drained out of something very fast and are not devoted to one particular game or object. Their likings keep changing and every second. Therefore, it is necessary to have the car accessory that can be easily packed and carried.

Safety of a child is also a vital part that has to be taken care. Make sure that children below 12 years of age should be seated at the rear of the car. If you are travelling with an infant then it is advisable to sit behind the car seat or convertible seat until they are 1 year old. Once the baby falls in the age group of 2-3 years, they can use a forward facing car seat. Ensure not use cars seat belt to your child until it completely fits as it can be harmful.

When starting the car buying journey, you will most likely have set criteria in your mind. Make, model, year, mileage, and what your price range is should all be on this list. After checking out the places one goes to buy a car, a few candidates will surface. The present owner of that car will also have their own criteria in place. This will probably be the price they want to get out of it. After looking at the vehicle, and deciding that you would like to buy the car, try these couple of tips.

First, make known all discrepancies you have found. The current owner will not be too quick to point these things out. By doing this, an amount will probably be taken off the asking price. Don’t be too eager. Unless people are lined up to buy the car, don’t make an offer at the start. Go home, sleep on it, think about it, and most importantly, talk it over with your significant other. If everything is a go, set up another appointment to see the car.

Unless you are extremely wealthy, never offer full asking price. The price listed will usually have some leeway built in. Ask if there is any “wiggle” room in the deal. Offer below what you have allotted to buy the car. The seller will most likely counter your offer and go below their asking price. If they don’t, they don’t want you to buy their car. Continue in this fashion until both parties are satisfied. When the deal is struck, congratulate yourself for your new found car buying knowledge.

Buying a car is one of the more fun things in life to do. With proper negotiating skills, it doesn’t have to be filled with fear. After becoming an expert, all your friends and family will want you on their side.

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As prices for new cars have climbed, used vehicles have become more popular than ever.  And thanks to engineering strides, vehicles have never been more durable and maintenance-free, and previously owned vehicles are a real value.

Because new vehicles lose such a high percentage of their value as soon as they’re driven off a dealer’s lot, used cars have always appealed to practical buyers. But there’s always a concern about buying someone else’s problems. With the introduction of certified pre-owned vehicle programs, the advantages of buying a new car seem to be decreasing.

As a first step, you might consider test-driving some sellers. Are we serious? You bet. Car shopping taxes your energy and time. If you hire a mechanic to inspect a prospective purchase as I strongly recommend — it can also tax your savings. With the number of used cars on the market, you’d best narrow your search and concentrate only on the ones with the most promise. Two great methods are questioning the seller and inspecting the car before the test drive — ruling out sellers that aren’t worth a visit as well as cars that aren’t worth a professional inspection.

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A car purchase can be a really tedious and challenging task. That can because of the fact that there are numerous models and types of vehicles to choose from and the price tags really vary.

Furthermore, new car purchase transactions usually are more expensive, giving buyers more time for resentment. If you are to make a car purchase, you practically will aim to save thousands of dollars for the transaction. If you can help it, you surely will do.

It may sound really interesting and appealing but finally making the new car purchase is really never as easy activity. But doing so would be possible if you would observe the following guidelines designed to help car buyers make the most out of every car purchase.

1. Set a target price and budget range for your new car purchase and stick to it as much as possible. If you are making a car purchase on a full cash payment, be sure to check for any offered discounts. Such car purchase transactions usually generate huge savings because car firms and distributors always intend to provide huge discounts to entice buyers.

2. Prior to the buying activity, determine and decide what car model and vehicle type to acquire. If you can get in touch with experts or solicit advice and recommendations from peers, the better. Doing so would help you better negotiate a new car purchase.

3. Do a comparison shop for the car purchase. You surely have gotten in touch and received quotes from a car dealer. The best and most practical advice is to solicit and ask quotes from other car dealers. In the medical profession, it is like getting multiple second opinions.

Comparison shops for new car purchase transactions surely would help you determine and find out which car dealers are offering the best buys and which should better be ditched. You would easily determine where, with whom and how much you can make the transactions and at the same time generate thousands of dollars in savings.

4. Determine the running costs of the car you are eyeing. If you are buying in an installment basis, it would be advisable if you would take into consideration the monthly dues and responsibilities you would take. On top of that, give consideration to the usual expenses you may incur from operating the car. Is the car running on added gas mileage or is it fuel-efficient?

5. Decide whether you would purchase fuel-efficient cars such as hybrid cars or semi-electric autos. These cars for sure are priced on the premium, but the savings you could generate could reach up to thousands of dollars in the long term. You would definitely save a lot on gasoline consumption. Now that could more than offset the premiums on the actual tag price of the new car purchase.

6. You can trade in your old car so that you can generate significant amounts of discounts and savings. That is like selling your old car to help you shoulder the overall cost of your new car purchase. However, if you are trading an old car on your car purchase, just make sure you know exactly how your old car would be priced. You may not want to lower the valuation of your old car.

7. Do not easily believe claims by car dealers that they are offering the lowest and most practical car prices in the industry. Of course, they would do such claims just to be able to lure and persuade potential car buyers.

Deciding whether to buy a new or a used car can be difficult. When considering your options, which of these three do you fall under:

1. I am looking for a particular car, and am not concerned with its depreciated value over time.

2. I am looking for a balance between investment value and features/preferences.

3. I am looking for a car that will retain the highest value possible over time.

There are distinct advantages and disadvantages no matter which way you choose to go. But let’s look at my recommendations based on the above categories. If you fall into Category 1, you should buy a new car, and drive it for years to come. The key thing here is, that you do not sell you car within the first two years, as new cars lose 60-70% of their value during this time. You should expect less maintenance costs with a new car, but I highly recommend obtaining a great warranty package as well to further reduce your maintenance costs, the point being that since you will be making a car payment, you want to have as few unforeseen costs as possible.

If you fall into Category 2, your decision is the toughest. You will most likely want to buy a used car, looking to take advantage of the first owner’s loss in value, but not too old (maybe only 2-4 years old). But, you also have preferences, such as how large the vehicle needs to be to suit your family, bad weather performance capabilities, gas mileage, and aesthetics like color, interior type, etc. This will instantly narrow your list of potential candidates to choose from, and you may want to consider buying a dealer authorized pre-owned vehicle. You may still end up with a car payment, but you will have the satisfaction of retaining the value of your vehicle longer, and the advantage of a dealer warranty and inspection/guarantee. For many middle income families, this is a very popular and often chosen method.

Category 3 is where I fall. This type of person is looking for maximum value and Return-On-Investment (ROI). They will buy an old car (I usually buy cars that are 10-15 years old) that has high mileage and only a small blue book value. Many times I will buy my cars for around $2,000-$3,000 in cash. I have no car payments, high gas mileage, and low car insurance costs because old cars aren’t worth much. Maintenance costs tend to be a little higher, but still far less than a car payment every month. The key here is to choose a reliable vehicle, and my personal preference is to go with small 4 cylinder Hondas. My last Honda Civic lasted about 3-4 years and was pretty reliable, with only a handful of maintenance problems. Hondas run forever (many people putting 200,000+ miles on them) and are known for their lack of maintenance nightmares.

In closing, I recommend buying an old used car, paying with cash, and driving the car for as long as possible. You will be able to take advantage of someone else losing all the value of the car due to depreciation, you will not have a car payment, and your car insurance costs will be less due to the lower value of the vehicle. It just makes the best sense financially speaking.

Here’s an article circulating on the internet from today, from CNN Money, about car buying and car negotiating. I think it’s ok, not great. There are a few tips left out: first, arrange your own financing and your own loan in advance, because the dealer’s loan is often deceptive and more expensive even if it seems similar to the one you’ve arranged at your own bank. Second, if the dealer makes any representations about the car, make the dealer write these down on the “due bill” portion of the sales documents, and have the dealer sign the due bill and indicate that the promises made about the car are a part of the car’s warranty. If the dealer refuses to write down the promises, BIG RED FLAG. Third, if you’re buying a used car from a franchise dealer (i.e. a Ford from a Ford dealer, etc.), have the dealer print out the service records for you so you can review the warranty service records on the car to know if the prior owner or owners had any recurring major problems with the car.

Hope these tips prove useful to you. Thanks for reading & here’s the article.

NEW YORK (CNNMoney.com) – If the annual model year change-over – and all the sales that go with it – have you in a car shopping mood, don’t be lulled into paying more than you have to. The deep discount you think you’re getting may be nothing more than an illusion. Car dealers can make you think you’re getting a fantastic deal, and buyers tend to hear what they want. Here’s some advice on how to really get the best deal.

Don’t: Fall in love with a car

Don’t get us wrong here, a new car is a big purchase, so it’s important that you really do love your car. If you want to buy a microwave oven just because Consumer Reports recommends it, go ahead. A car, like a home, should make you happy and that’s something only you can judge.

But you wouldn’t marry someone after just reading their Facebook profile. You’d at least want to go out a few times, right? So don’t decide you’ve got to have that cute new SUV you just read about in a magazine. Calm down, catch your breath and wait. Wait until you can drive it. Wait until you can drive some competing models and get a sense of whether it’s really all that terrific.

And you may want to wait until the price comes down. Dealers often tack on premiums, charging more than full sticker price for brand new models they know will be in high demand from day one. So rushing to be the first one on the block with the hottest new model can cost you thousands of dollars.

And that “first with the hot new thing” thing fades quickly. Then there will just be you and that car. And those car loan payments. Hope you still like it.

Don’t: Take that long, long, long, long loan

Super long car loans may seem like a painless way to get a new car with low monthly payments. That’s certainly the way the salesman will pitch it to you. But here are two things to remember:

First, the bottom line is that you are just, flat out, paying more money. Whether you’re paying it in three years or six years, it’s just more money. (And a big part of that “more money” is more interest, so it’s not even buying you anything.)

Second, it may be painless now, but it won’t be painless if you find yourself trading in that car in a few years. If you haven’t paid off a big chunk of your loan by that time, you could end up “upside down” in your current car. That means you owe more money than the car is worth.
The car dealer will be only too happy to help you out with that problem, but that just means adding the money you owe into the loan for that next new car. And guess what? That means another long loan and you’re stuck again.

Don’t: Negotiate trade-in and purchase at the same time

Buying a car is really a series of transactions. Yet buyers tend to subtract what the dealer is giving them for their trade-in from what they’re paying for their new car. Then they say: “Hey, I’m getting a $42,000 car for $35,000!”

Actually, those buyers can’t take all the blame since that’s how the salesman presents it: as if that $7,000 is a gift, and they’re just doing you a favor by taking that old car off your hands.

Remember, they’re taking something of real value in exchange for that money. And you have the right to get as much as you can for your old car. Don’t allow the dealer to tell you what it’s worth.

You also have the right to pay as little as you can for your new car. But there’s no way you can negotiate both those things effectively if they’re attached because you won’t be able to see the numbers clearly.

Negotiate the price of the new car first. Get that number down to something you’re comfortable with. Then negotiate your trade in and get that number as high as you can, or if you still feel like it’s not enough, take the car elsewhere or sell it yourself.

Don’t: Negotiate in person

For some reason, buyers still feel like they need to negotiate the price of a new car in person at the dealership. In the old days, that was the only way to do it. If you called a car dealer on the phone, they wouldn’t even discuss pricing.

These days, most dealerships have salespeople, or even entire departments, that specialize in dealing with customers over the phone and by email. The old days of not talking to customers who weren’t physically in the store are over because a dealer knows that if he doesn’t negotiate a price over the phone, someone else will and he’ll just lose the sale.

Negotiating over the phone or via email keeps you in your comfort zone – your home or office – not the dealer’s showroom. While you’re waiting for an answer on your offer, you’re not stuck in an uncomfortable chair with nothing to look at but brochures.

Many dealerships now have Web sites where you can even search the vehicle inventory online and request a quote on a specific vehicle. That way you can be sure the vehicle you’re negotiating on really has all the features you want.

When the negotiating’s done, ask them to fax you the deal in writing so there will be no surprises when you arrive to get your car.

But we’re not recommending you avoid dealerships altogether. Before you get down to numbers, you’ll want to test drive the vehicles and get a walkaround from a knowledgeable salesperson. Just be clear when you go in that you’ll not be purchasing the vehicle that day. You still have some other research you want to do.

Don’t: Take a ‘great deal’ on the outgoing model year

You may be tempted by a steep discount on an outgoing 2007 model year car, but be careful. Remember that the car will ultimately be worth less at trade in time than a 2008 model year car.

That will be much less of an issue if the 2008 model year version is unchanged from 2007. If the 2008 version is all new or substantially changed, though, watch out. Your car will be seen as “old” the minute the new version hits the roads and will take a steep drop in value.

In that situation, only a huge discount will make up the loss. Or, if you just like the old version better, the extra cost may be worth it to you. As long you’re aware of what you’re getting into.

Recession is nothing but postponing your strategy for purchasing your wish list for better sunny days. The slump is here & it’s going to stay for a while now. Why wait to buy your dream car when you can make it happen ‘now’ with used cars. Now ‘Used’ is not a word we have a high regard for as we all want to be proud owners of new objects. But the panorama of buying a used car has a lot many benefits including prices that fit your pocket starting surprisingly affordable prices.

If you want to buy a car for a few months and not willing to spend lakhs than a used car can come to your rescue.  There has been a lot written about what you need to do to buy a used car. This section, nevertheless, will tell you the top 5 tips for buying a used car in 2009 regardless of your credit position.

Tip One: What’s Your Budget Chidambaram?

Before you start your search for the best used cars, spend time considering factors such as your daily travelling time, Do you take regular outdoor trips or do will you use your car only occasionally for you weekend trips. It is important to know what you require & accordingly plan to buy a used car.

Tip Two: ‘Old is Gold’

Old is the ‘old’ is your old car. Does it have a warranty extension, maintenance & repair costs. Your best stake is to look for something almost new – a car two years old or younger. Buying a in your prime car (3-5 years old) that has been treated well by its owner could be a great buy. Cars that have logged 14,000-18,000km a year are prime buys.

Tip Three: How Much Should I spend?

Do some research on the new version of the old car that you are purchasing? You can take a price Evaluation to the approximate value of the used car that you plan to purchase.

Tip Four: Take A Test Drive Dude

The test-drive is, certainly, an indispensable part of the process. Test-drive the car on different types of roads. Make sure the engine gives a good start right away & there are no unusual noises or vibrations. Look out for a shaky steering, it could mean future prospective trouble. Test the brakes for signs of pulling. Check if the seats are comfortable & not worn out. Additional features like the music system, Air Conditioning, Wiper & the engine should also be checked.

Tip Five: Take An Expert’s Advice:

Before paying that one good amount spend a few hundreds on a professional mechanic who will inspect the user car before you pay up from you kitty. This way you get a sound professional advice & peace of mind. Also ask for the legal documents of the car & the registration number. You don’t want to end up being caught by the cops for buying stolen car!

Are you looking to buy a used automobile for the first time? Are you concerned about making the right choice? Yes, it’s true that a car’s value will decrease the second you drive it off the lot, all the more so with a brand new vehicle.

So, there is actually a great deal of merit in deciding to buy used. In fact, you may save up to 50% on a well-maintained 2-4 year old used auto as compared to buying a new one.

Does it seem that your head is already swimming with a variety of makes and models? Don’t despair! Purchasing a used car can actually be very simple, if you follow some key steps in the buying process:

1. Identify Driving Needs.One way to keep from getting overwhelmed by the variety of cars available is for you to get specific about what your driving needs are. This will help you to stay focused on that sensible minivan you’ll need to drive your three kids around, and to avoid getting sidetracked by that gorgeous two-seater sports car you saw. Here are some questions you may want to ask yourself before you begin looking:

· How much money can I spend on a vehicle? · How much can I afford to pay on insurance? · How many people will be depending on this car for transportation?

· What items will the car be transporting on a regular basis? (groceries, equipment, etc.)

· (If buying a minivan) should there be two sliding doors, or only one? Right side? Or left side?

· What is the maximum amount of mileage the car can have?

· Will I be required to drive in potentially hazardous weather conditions?

· Do I want a standard, automatic or semi-automatic transmission?

· Foreign or domestic?

2. Become Informed.Once you have clarified your specific driving and transportation needs, it is time to search for the specific kinds of cars that will meet your requirements. Consumer Reports and online discussion groups and bulletins can be useful sources of information with regard to different vehicles, their pros and their cons.

3. Begin Your Search. Use several used car resources to diversify your search. Try browsing the internet, using the resources at your local library or skimming your local newspaper. Once you have narrowed your search down to a handful of used vehicles, you are ready to pick up the phone and inquire about each one; but first, do a little research on what their fair prices are. This will help you gauge the fairness of the quoted price, taking into account the car’s age, mileage and condition.

4.Uncover Maintenance and Warranty History. This is perhaps the most important aspect to buying a used car. An automobile that was diligently maintained will be a most reliable vehicle that will require few repairs. On the other hand, a car that was not cared for properly will be more likely to give you problems in the near future. Here are some helpful hints:

· Ask the seller if the car comes with any records of oil changes, routine services and repairs. Some car owners will keep meticulous records. · Run a Vehicle History Report online at www.carfax.com or at www.autocheck.com. (Please Note: While we do recommend using one of these services, do not be mis-lead into believing that the reports are all inclusive of all damages and histories) · Take an online course at www.usedcarwise.com to learn how to tell if a car has been in an unreported accident or if it has been well maintained or not. · Check for any open recalls at www.nhtsa.dot.gov/

5. Go Out for a Test DriveIf you have made it this far in the process, chances are you are ready to take your prospective cars out for at least a 20-25 mile test drive over different road surfaces. Here are some things to consider:

· Can you adjust the seat, headrest, steering wheel and mirrors to a position that is comfortable for you? · Do all the locks, windows, horn and lights function properly? · How does the engine sound? It should be smooth, without any tapping or ticking, griding or rumbling · If the car has power steering, there should be no loud squealing noise when the wheel is turned. · If the brake pedal sinks all the way to the floor after pumping it a few times, it may mean the car’s brakes need work. · Do the gears shift smoothly and crisply? · Does the steering wheel vibrate while you drive? The steering wheel should stay steady.

These five easy steps will help you to narrow your choices and to have a good used car-buying experience. If you know the things to look for and what to avoid, you can land a sweet deal.

Finally, be sure to keep various choices in the running, since having several options in mind will give you negotiating power. Once you factor in all the variables, try to get a deal on the best car you find; and remember that the time you invest in researching and carefully investigating your choices will surely pay off, both in the short and long-term.

To quote the phrase “patience is a virtue”. It’s true when searching for a quality used car. Don’t get in a hurry, do your research and minimize the risk of purchasing a lemon

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The buying and selling of used cars in our country has been around since the advent of the auto. After the new industry took roots in the teens and the twenties, the buying and selling of cars has been right along side of it. Private individuals, auto dealerships, family members, all have been involved in the process. Someone, somewhere has either a car for sale, or is looking to buy a car at any given time.

This type of buying and selling has an unexplained phenomenon to it. Very seldom does a car go up for sale that there is not a buyer for it. On the flip side of the coin, if a person is looking to buy, there is never a shortage of cars that are for sale. One cannot be certain of the ratio between the buyers and the sellers, but there seems to be plenty of both. The high ratio of both fields equals plenty of buying and selling. Even in the depressed economy we live in, cars are for sale and there are buyers for them.

The buying of a car has got to be labeled the more fun of the two. The majority of the car buying adventure is the thrill of the hunt. Sports car, sedan, convertible, maybe even a truck. Color, mileage, does the car even fit me? These are all items that go along with the search. Sometimes, one might even change their mind as to what type of car to buy while doing the research of a new car. Which ever way the path leads you, rest assured there are plenty of buyers and sellers along that path.

Someone might argue that this type of buying and selling of cars will never die in this country. With all the people looking to buy a car on any given day, and the amount of cars for sale, they just might be right.

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